![]() How do I use PayPal without a credit card? PayPal has become one of the most widely used and trusted third-party processors, currently serving almost 400 million active users worldwide. When you link your bank account, credit card or debit card to your PayPal account, you can use PayPal to make purchases online, and those merchants will not receive your account information. It acts as the intermediary party between you and your bank. PayPal is an online payment system that allows you to make purchases online or in person, as well as send and receive money to others. How can Chase customers maximize their benefits when using PayPal?.How do I send or receive money with PayPal?.How do I link my bank account to PayPal?.How do I use PayPal without a credit card?.It's helpful to understand how PayPal works and what your options are for sending and receiving money through their app. As long as you have a bank account, you can set up a PayPal account without a credit card or debit card. We noted these features with a brief explanation, and you can learn more by visiting the respective app's website.You don't need a credit card to use PayPal. In addition to these baseline requirements, some of the above apps offer additional standout features like social sharing, investing capabilities and flexible payment options (such as the ability to pay over time). Each app on this list has at least 1,000 reviews in both the App Store (for iOS) and on Google Play (for Android), as well as a rating over 4 stars (out of 5) on both platforms. User reviews and ratings: All of the apps in our round-up have a sizable number of user reviews and high user ratings.Security: We chose apps that have at least two security features, including two-factor authentication and fraud detection.Features: The apps on this list offer a variety of perks, including quick transfer speed of under five business days and the ease with which you can connect the app with your bank account.Pricing: Each app on our list offers low-cost (or free) standard checking account transfers and only charge higher fees when linking to credit cards as a payment method and/or requesting express money transfers.To determine the best money-sending apps, CNBC Select analyzed over a dozen options offered by the top companies in this market and narrowed down our ranking by only including apps that meet the following criteria: Investing +More All Investing Best IRA Accounts Best Roth IRA Accounts Best Investing Apps Best Free Stock Trading Platforms Best Robo-Advisors Index Funds Mutual Funds ETFs Bonds Help for Low Credit Scores +More All Help for Low Credit Scores Best Credit Cards for Bad Credit Best Personal Loans for Bad Credit Best Debt Consolidation Loans for Bad Credit Personal Loans if You Don't Have Credit Best Credit Cards for Building Credit Personal Loans for 580 Credit Score Lower Personal Loans for 670 Credit Score or Lower Best Mortgages for Bad Credit Best Hardship Loans How to Boost Your Credit Score Taxes +More All Taxes Best Tax Software Best Tax Software for Small Businesses Tax Refunds ![]() Small Business +More All Small Business Best Small Business Savings Accounts Best Small Business Checking Accounts Best Credit Cards for Small Business Best Small Business Loans Best Tax Software for Small Business ![]() Personal Finance +More All Personal Finance Best Budgeting Apps Best Expense Tracker Apps Best Money Transfer Apps Best Resale Apps and Sites Buy Now Pay Later (BNPL) Apps Best Debt Relief ![]()
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